How Nubank Uses Transformers to Model Financial Habits at Scale
Lessons from Modeling State, Change, and Complexity with Values and Functions
AI Research
Research at Nubank drives innovation by deeply understanding the needs and challenges of our customers. Our team constantly explores new technologies and methodologies to improve our products and services, ensuring that we deliver exceptional experiences. Through data-driven insights and user-centered design, we are able to stay ahead of trends, offering smarter solutions that truly make a difference.
Design at scale: how to maintain excellence when your product never stops growing
Lessons from Modeling State, Change, and Complexity with Values and Functions
Building AI agents for 131 million customers
Lessons from Modeling State, Change, and Complexity with Values and Functions
Explaining Financial Models by Deleting Transactions
We explain how we use the LOTO method to understand the real impact of each transaction on financial models.
Giving Foundation Models a Notion of Now
Exploring how encoding transaction timestamps as time deltas rather than absolute dates boosts AI model performance and generalization.
Muon for Improved Foundation Model Pretraining Data Efficiency
We explored how the Muon optimizer, an innovative alternative to AdamW, helps us build more efficient foundation models, with faster convergence and reduced costs.
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Carrers
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